Privacy Policy

Effective Date: May 21, 2025

1. Introduction

AlphaInvestorHub ("we", "our", or "us") is committed to protecting your privacy and handling your personal information with transparency and care. This Privacy Policy describes how we collect, use, disclose, and safeguard your personal data in compliance with applicable data protection laws, including the Swiss Federal Act on Data Protection (nFADP), the EU General Data Protection Regulation (GDPR), and the California Consumer Privacy Act (CCPA/CPRA).

2. Information We Collect

We collect and process the following categories of personal data:

• Account Information: Name, email address, login credentials, and social login identifiers (Facebook/Google).
• Profile Information: Username, bio, uploaded profile photo.
• Portfolio Data (user-provided): Stocks owned, purchase/sale prices, financial goals, crypto holdings, real estate, income, expenses, savings, and other financial information entered into your portfolio.
• Technical and Device Data: IP address, browser type, device identifiers, and operating system.
• Usage Data: Page views, feature usage, preferences, and interactions (including stock and blog views).
• Communication Data: Any messages or inquiries you submit via the contact form or support channels.
• Advertising and Cookie Data: Information collected by Google AdSense and other third-party tools using cookies or similar technologies.

3. How We Use Your Data

Your personal data may be used to:

• Provide, personalize, and improve our financial tools and services.
• Deliver stock, crypto, and financial analysis tailored to your portfolio.
• Process subscription payments and manage billing via Stripe.
• Enable login and account creation using social providers (Google, Facebook).
• Respond to user inquiries and provide support.
• Enhance user experience via analytics and performance monitoring.
• Display relevant advertisements through Google AdSense (with user consent where required).
• Comply with legal obligations and defend our legal rights.

4. Legal Bases for Processing

We process personal data under the following legal bases:

• Consent: For cookies, marketing, and optional data processing activities.
• Contract: When data is required to fulfill our service to you (e.g., account setup, payments).
• Legitimate Interests: To improve our platform, prevent fraud, and personalize content.
• Legal Obligation: Where we are required to retain or report data under applicable laws.

5. Data Sharing

We do not sell your personal data. We may share your information with trusted third-party processors:

• Stripe: For secure payment processing.
• Cloud infrastructure providers: For secure hosting, backend services, and data storage.
• Google (AdSense, Analytics): For advertising and performance tracking.

These providers are bound by data processing agreements and required to protect your information in accordance with applicable laws.

6. Cookies and Tracking Technologies

We use cookies and similar technologies to:

• Enable essential platform functionality.
• Analyze usage trends to improve our services.
• Serve personalized advertisements via Google AdSense.

You can control or disable cookies in your browser settings. If required by law (e.g., in the EU), we obtain your consent before using non-essential cookies.

7. Your Rights

Depending on your location, you may have the following rights under applicable data protection laws (such as the GDPR, nFADP, or CCPA/CPRA):

• Access: You may request a summary of the personal data we store about you.
• Correction: You may request updates to any inaccurate or outdated information.
• Deletion: You may request that we delete your account and associated personal data.
• Withdrawal of Consent: If we process your data based on consent, you can withdraw that consent at any time.
• Objection: You may object to certain types of processing, such as personalized advertising or analytics tracking.
• Portability (where applicable): You may request that your user-provided data be exported in a structured, machine-readable format.

To exercise any of these rights, please contact us via our Contact Form. We will respond within the timeframes required by applicable law.

8. Data Retention

We retain personal data only for as long as necessary to provide our services, comply with legal requirements, or resolve disputes. You may request full deletion of your account and associated data at any time.

9. Data Security

We rely on reputable third-party services and cloud providers to host and manage our platform. These providers implement industry-standard security measures such as data encryption, access controls, and secure infrastructure.

While we take reasonable steps to protect your personal data, no method of transmission or storage over the internet is completely secure. As such, we cannot guarantee absolute security, but we are committed to responding promptly to any known incidents.

10. User Profiling and Analytics

We may analyze aggregated or pseudonymized data to improve user experience, detect trends, or enhance product offerings. We do not currently use automated decision-making that produces legal effects. If such features are introduced in the future, we will update this policy accordingly and obtain any necessary consent.

11. Third-Party Links

Our platform may include links to third-party websites. We are not responsible for their content, privacy practices, or data protection measures. You should review their respective privacy policies before interacting with those sites.

12. Changes to This Privacy Policy

We may update this Privacy Policy periodically to reflect changes in legal requirements or our data practices. The updated version will be published on this page with a revised "Effective Date".

13. Contact

If you have questions or requests regarding this Privacy Policy or your personal data, please contact us via our Contact Form